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The appearance of banknotes that are only partially covered has reduced both types of friction. They were easier to handle and saved work and resources from making precious metal coins. September 2018 Calendar Marathi, people started using cash, not checks, credit cards, or digital transactions because they make payments even smoother. Given this story, Krugman catches the enthusiasm of the cryptocurrency scene, “because cryptocurrencies go exactly in the opposite direction of the trend. Instead of almost smooth transactions, we have a high cost of doing business, because transferring bitcoin or other cryptocurrencies requires the complete history of past transactions.

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Instead of creating money with a click of the mouse, we have money to be saved through resource-intensive computer calculations. “It’s like celebrating it,” using state-of-the-art technology to throw the money back 300 years. ” Bitcoin is not covered by anything The conventional money, Krugman says, is doing a pretty good job. The transaction costs are low, the purchasing power is predictable.

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Cryptocurrencies have therefore not really established themselves in the trade even after nine years. This does not mean that they are a bubble. Because similar things can be said about gold and cash. The big bills, for example, play virtually no role in consumption, but are mainly used for criminal activities such as drug trafficking and tax avoidance. Cryptocurrencies compete, says Krugman, for this type of business.

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“Hardly anyone uses Bitcoin to pay their bills, but some people use it to buy drugs, manipulate elections, and so on.” This kind of need could add value to Bitcoin. However, cryptocurrencies have one drawback compared to the good old ones: their value is nowhere anchored. Dollars are ultimately backed by the US government accepting them for tax debts, gold by making jewelery and other things out of them.

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“Cryptocurrencies, on the other hand, have no anchors in reality. Their value depends entirely on self-fulfilling prophecies – which means that it is a real possibility that they completely coincide. If speculators have a collective moment of doubt, a sudden fear that bitcoins will be worthless, then, well, bitcoins would be worthless. “That this happens, Krugman says, more likely than that it does not happen.

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“Once the dream of a blockchain future dies, the disappointment will cause the whole thing to collapse.”Krugman admits he might be wrong. Therefore, at the end of his commentary, he asks the readers to answer one single question: What problem do cryptocurrencies really solve? High production costs are not a mistake, but egg n Advantage: Well, what should one say about that?

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I have some comments on Krugman’s arguments: First, I find it negligent to lump the manufacturing and transaction costs of money together. These are different categories. When the ECB prints financial notes, it consciously applies procedures that make it difficult to produce. While transaction costs are a hindrance to the economy as a whole, manufacturing costs have a benefit – namely to prevent money being arbitrarily manufactured and thus devalued.

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This may give us an initial answer to Krugman’s question: cryptocurrencies reduce transaction costs but increase manufacturing costs. They can be transferred as smoothly as banks’ digital money, but can not be generated at the click of a mouse. Krugman flunkers a bit when he thinks the value of the dollar is predictable. Maybe the dollar will remain stable for a year, maybe five.

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But when we talk about periods of ten to fifty years, there is no Fiat September 2018 Calendar Marathi that has received its value. Bitcoin has all the advantages of having paper or byte money without the disadvantage of being arbitrarily generated. Bitcoin is the only fast and cheap form of payment that is protected against inflation and hyperinflation.

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Blockchain, Ethereum, Litecoin etc. In the news you usually only hear of certain parts of the September 2018 Calendar Telugu. Mostly it’s the cryptocurrencies that should be used to compensate for the miners’ efforts. But behind all these technologies is mainly the Distributed Ledger technology. A secure and widely used accounting system that can also be used for other purposes. For example, special services can be set up based on these public or private ledgers. These data are then distributed, accessed and verified in one of the systems.

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It is also possible to make contracts or other documents accessible online for anyone with a key to this document. However, contracts can also be made intelligently. Such so-called smart contracts can fulfill various functions and, for example, facilitate international trade, as the property, the insurance, payments, etc. are automatically triggered automatically at certain checkpoints if goods exceed them. Here’s more on the application possibilities of the blockchain.

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What sinNow Smart Contracts? Smart contracts are, in short, contracts that can be concluded without a middleman, such as a lawyer. Including contracts, sales, payments, Printable 2018 Calendar September Telugu Template that are settled automatically, since a smart contract is only triggered if all components of the contract are fulfilled. For example, a house can be sold and the land register entry is secured by blockchain.

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When the currency arrives, the land registry entry is automatically adjusted. Thus, there is no time loss for both parties to hire a middleman such as a lawyer, trustee, state, etc. Since the contract is only executed if all variables are available. Thus, it is also very easy to incorporate automatic functions such as expiration dates of contracts, elapsed time.

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Ein another example would be here a rental car. The rights to drive the car, or to start, then start only when money has been deposited and the car is present. When everything is complete, the Smart Contract opens the car and the drive starts. For example, they can be used in logistics to track products accessible to everyone. This gives people the opportunity to trace drugs to identify potential counterfeit medicines.

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Once the car is turned off, the driver’s right of use ends and his account is debited with the amount. The economist Paul Krugman. Picture of Commonwealth Club via flickr.com. License: Creative Commons Nobel laureate Paul Krugman expects Bitcoin and other cryptocurrencies in a commentary in the New York Times. He combines the usual arguments of 2013 with those of 2017.

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The commentary is sharp-tongued, but also has its weak points. Paul Krugman, 65, is thought to be one of the best-known economists in the world. The American has won the “Nobel Prize in Economics” and argues that free markets are good but not good enough to require no intervention. Thus, Krugman is in the middle between liberals and socialists, and is therefore criticized by both sides.

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But the economist is best known for his columns in The New York Times. In the most recent one, he has finally dedicated himself to cryptocurrencies. His commentary has the title “Why I’m a crypto-skeptic” and should not be met with enthusiasm in the crypto scene. On the whole, he repeats two criticisms that we have already heard enough: “The transaction costs and the lack of a work anchor.” Let’s take a closer look at what he says.

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Bitcoin does not reduce friction but creates it Krugman explains that the history of money tends to reduce the friction and expense of payments. First there were coins made of gold and September 2018 Calendar Telugu, but they not only needed a lot of security costs, but – and here it gets interesting: “a lot of resources cost to be produced.” Krugman counts the manufacturing costs of money to the economic friction, which causes it. That’s a point that you rarely hear.

September 2018 Calendar South Africa

Supply Chain Management – sensors that assess the condition and location of individual goods and containers MonitoringMachine and System Monitoring – September 2018 Calendar South Africa sensors to monitor the activity and condition of machinery and equipment as an alternative to cloud technologiesHealthcare – As mentioned earlier in the chapter, intelligent sensors could record people’s biodata and be transmitted and stored securely by Blockchain , These are just a few examples of the possibilities of blockchain and there are sure to be more in the coming months and years.

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The large variety of possible Smart Contracts will help to make our data safer and above all fail-safe, which will have a major impact on many areas. The economy is increasingly flooded by Blockchain, Bitcoin, Ethereum, Crypto and many other terms. However, these terms are often used as a synonym, which actually have nothing to do with it at all. This article is intended to help shed some light on the confusion and explain key terms such as Blockchain.

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Smart Contract and other distributed ledger systems. Distributed Ledger Technology – Basics Explained Basically, Distributed Ledger technologies, on which all known systems like Blockchain, Ethereum, Hyperledger etc. build, are quite easy to explain. Computers that are networked together conclude a consensus on their existing data. Thus, information is kept on different systems, verified and, if necessary, adjusted in common consensus.

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You can also consider distributed ledger technology as a decentralized accounting system. Each computer maintains its own accounting, compares it with the other computers and only if the majority has the same value, then this is also stored permanently. This joint coordination can take place at various levels (so-called consensus protocols).

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Thus, various systems such as Blockchain, Ethereum, etc. have been created which rely either on proof of work, proof of stake or votes / majority decisions. Distributed ledger technologies, no matter which consensus protocols are used, can be processed publicly, privately or even hybrid.

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Public Distributed Ledger means that the computers in a network are either spread over the Internet information to individuals and they process the information and verify the transactions. Typical examples of a Public Distributed Ledger system are Bitcoin, Ethereum, Litecoin, etc. Here, each of the so-called “miner” gets a compensation for the effort of his computer, which he has with the processing of the data.

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This also means that certain transactions are generally chargeable, since the miners must be paid. Important in the public distribution is also the trust. In order to gain the trust, just the consensus protocols, as described above, must be followed. Or in return, only one computer is allowed in a Private Distributed Ledger system. This means that only controlled systems are allowed to process this information (eg company-owned servers).

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These systems are suitable e.g. Excellent for very system critical processes as well as to avoid high costs of the public system if no large number of miners are needed. In general, 3 servers are usually sufficient for a redundant and secure system. These servers are then verified and then trusted as a verifier. Thus, no additional consensus method needs to be performed, which ultimately saves considerable computational effort.

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Hybrid distributed legends combine both worlds and can ensure that the data is distributed through the public network permissionless, but only certain parts are processed by verified systems (permissioned). Difference between public and private distributed ledgers To get a September 2018 Calendar South Africa overview of the different technologies, here is a list of the most important things about public and private distributed ledger systems. Public vs. Private Distributed Ledger Overview Explained

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Another example would be electric cars, where, for example, the energy can be assigned individually to each car, no matter where they recharge their batteries, thus making billing easier. September 2018 Calendar Template Public sector data management by citizensBecause the system is secure and can not be modified, encrypted and encrypted but mobile, it can also be used in public areas to store data about people such as birth and death date, relationship status, current residence permit, health insurance number etc. Many administrations continue to rely on paper-based systems that are often vulnerable and also for the citizens impractical.

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This would allow changes to be made quickly and easily online without having to be present at an office.Identity ManagementWith a well-developed solution, Blockchain would also create a solution that could validate people’s identities. With enough data, it would even be possible to identify and verify the person with only the smallest information.

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Such as a date of birth. As a result, passports, ID cards, driving licenses could be issued more easily, would be unbelievable and even impossible to lose. Choices Editable September 2018 Calendar Template Printable Doc A blockchain system would actually be what one would expect from a voting system. It is anonymizable, it can not change the past and is completely fail-safe and tamper-proof. This would make it possible to track one’s own voice, see if it was counted correctly and it is absolutely impossible for a voice to be modified or faked.

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Controlling With enough information in the blockchain, it would be relatively easy to calculate and calculate its taxes in the future pay. The system would be very simple, comprehensible and if, for example, automatically records the information of wages, expenses, etc. and thus could automatically deliver the taxes. This avoids human errors and massively reduces administrative costs.

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NGOs and non-profit organizations Confidence in organizations is decreasing every year. Many negative headlines make many people believe that NGOs and non-profits are not managing the money properly, so donations are no longer made. With a blockchain system it would be possible to make the transactions traceable and one could follow exactly what the money was used for and where the money went.

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Compliance and Legislative ControlsWith “RegChain” the first project was launched in Ireland to facilitate reporting and transparency to design. This has led to better compliance, more September 2018 Calendar Templatetransparency and more secure data storage. More examples of blockchain applicationsShareholder votingThe same thing that can happen in public elections is also the case here. The system will make it relatively easy to exercise his voting rights as a shareholder.

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The blockchain generates an election token based on the shares owned and thus can be chosen transparently. Voting can be easily handled as well.Data ManagementAs the technology encodes the data and duplicates and misentries are not a problem, it is also easy to manage the records and protect them from fraud. Cybersecurity Various Internet problems arise from fraud or hacking. The secure encryption and the fail-safe infrastructure can solve many problems, as well as increase the security for the users.

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Diplomas and certificatesAs more and more falsifications of university certificates or diplomas are in circulation, one could also create an international standard here. Blockchain technology would allow universities, institutions or even public agencies to issue unalterable dimples and certificates that can easily be retrieved with a personal key. Worldwide availability without notarial authentication and without elaborate original shipping would be possible.

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MIT has started a first project on this.Big Data & Data Storage Because the data is stored unchanged and each computer on the network as a node for verification and storage This technology also lends itself to storing large amounts of data securely. Internet of Things (IoT) With regard to the IoT topic, the security of data is also a big issue. September 2018 Calendar Template Since there is a lot of data that often includes personal information, blockchain technology is a secure means of transmitting that data. Other uses with IoT and Blockchain.

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Through the possible identification and verification of their own customers, it is thus possible to actively prevent money laundering.Audit and Regulatory ComplianceBy the secure and, above all, unmanipulatable nature of Blockchain, it is a useful tool to handle accounting. September 2018 Calendar Printable there is no possibility for errors, the integrity of the data and the traceability is given.  Also special is the immutability of the technology. Once a transaction has been made, it can not be changed, not even by the people who created those entries.

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Disadvantage of this use is of course that jobs like auditors can become superfluous. InsuranceBlockchain and Smart Contracts are a big application example for insurers. Contracts and the settlement of claims can be regulated transparently. All contracts and all claims for damages would be managed by the network and filter out wrong claims for damages. For example, it would no longer be possible for a client to claim multiple damages in the same case.

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Blockchain Business ApplicationsReal estateThe average person sells a property up to 12 times in their lifetime. However, these large and expensive transactions can entail many risks and require very complex contracts to minimize these risks. The blockchain technology would make it possible to stop fraudsters and also simplify sales transactions. Through encryption and verification, all contracts, smart contracts, would be more transparent and would only be executed if the property and purchase price are available.

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Artists, Media & Advertising Especially for musicians, writers and other artists, Blockchain could be very helpful. Pirated copies and the speed of Internet distribution make it harder and harder to earn money there. With the help of Blockchain technology, the content created could be distributed and paid for as soon as it is used. The advertising industry could thus easily offer advertisements and handle them via the block chain. Supply Chain Management Blockchain can play a major role in the future, especially for the supply chain.

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Simple contracts and continuous tracking of goods are thus greatly simplified. September 2018 Calendar Printable Thus, goods in containers can be easily transferred to different parties, split up or redistributed. There are already companies that use and develop this technology to simplify the supply chain and save large administrative costs on international shipments. (Examples are Faktom, Sukochain) Discover Counterfeits Because the data in a blockchain can not be changed, it can also be used to track individual products. For example, products or even medicines can be provided with a code.

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With this, the entire history of the product could be retrieved and, for example, you can uncover dangerous counterfeit medicines before you take these potentially dangerous drugs. MobilityBy the ability to share information and make property available to someone for a certain amount of time, Blockchain would also make our mobility change a lot.

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So it would be possible to use a car to pay for it directly and you could solve problems such as electric mobility through the use of intelligent contracts through the blockchain. Thus, the cost, ownership and use of everything could be distributed on the blockchain. Healthcare Because the blockchain can be set up so that only certain people have access to the data and yet you can use the worldwide network to store the data It is perfect for storing sensitive data.

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Thus, patient records, disease histories, reports and much more can be stored in the blockchain and only then unlocked for someone, if he is allowed to get this information. Currently, individual databases are created, so-called silos, which are mutually shielded and only forwarded on special request. This leads to inconsistent data and can also lead to problems in the treatment. Also, for example, it would be possible to connect special devices with his own patient profile and so an interactive medical record toocreate. For example, blood glucose monitoring and insulin pump readings could be automatically reconciled with the file and adjusted by the physician as needed.

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Energy Specially in the complicated energy market, the transparency and traceability of Blockchain technology could make great progress For example, private solar energy September 2018 Calendar Printable would be easier to bill, energy tracking will be easier, asset management easier, and certificates of origin easier to obtain. This good regulation and transparent tracking should have a major influence on a successful change, especially in the energy transition.

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Blockchain and Smart Contracts have great potential and many application possibilities Share The Blockchain and its Smart Contracts have often made it into the news. Especially the cryptocurrencies Bitcoin and Ethereum are big in the news with steep price increases and many speculations. But behind the technology of the digital currencies is a so-called distributed ledger technology which has a lot of potential to change September 2018 Calendar Australia world and especially the business world.

The application examples for the Blockchain technology are sown very broadly and we have brought together the most important possible applications from banking, business, government and other industrial sectors to give you an overview of what is possible with this technology. But why Blockchain? We have briefly listed the 4 key benefits of Blockchain technology.

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Since many are listed below again Integrity of Data – Hashing in the blockchain makes it almost impossible to change data. Once it has been verified by consensus, the data is immutable and any attempt to change can be tracked. Reliability – Since the blockchain does not have a central failure point, it is almost impossible for it to fail. This makes it easy to withstand external attacks, and disaster recovery is also easy as each system has a copy of the data.

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Speed ​​and Storage – The blockchain stores the data in the near real-time range. This allows current and fast exchange of large amounts of information. Analysis and Transparency – The unchangeable and traceable September 2018 Calendar AustraliaBockchain system makes it possible to visualize transactions and their effects on the various contractors. This helps with transparency and accurate analysis as this information can not be changed.

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For a brief introduction to the technology, please read the article about the Blockchain here. Blockchain application examples for banks and financial institutions International payments As we mentioned above the cryptocurrencies like Bitcoin, Ethereum and Co., we start with the possibilities of blockchain in the financial world. Blockchain is a heavily encrypted database, split across thousands of servers, where each entry is verified and encrypted.

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One can imagine that the resulting consistency and transparency can lead to benefits when it comes to banking transactions. The encryption ensures that the data is secure and the mutual verification makes it safe to the outside and inside to avoid mistakes. The point behind this is to use Blockchain to handle payments internationally, without a middleman like a bank, thereby reducing transaction costs while increasing the speed of transfers.

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Even banks themselves are currently in the Printable September 2018 Calendar Australia PDF Download process of using the blockchain to replace their manual international transactions with a simpler and more efficient system. Peer-to-peer (P2P) transactions. There are various providers for direct transactions between individuals, wether it’s Twint, N26, Paypal or others does not matter. The aim is to enable the transfer of virtual money between individuals and businesses. Unfortunately, many of these systems have their weak points, there may be spatial restrictions or other limitations. Blockchain could be used to avoid the risk of hacking or international restrictions.

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capital markets The ability to handle capital markets using blockchain technology is also of interest to big banks such as Credit Suisse and Santander Bank. However, as the complexity of handling capital market transactions is much higher, much more time is needed for development. Start-ups like Axioni have already made great progress and have already received investments from JP Morgan.  trade finance In 2016, the first Free Calendar Australia September 2018 Printable Template test of trade finance in Israel has already been carried out. A letter of credit was issued for a delivery and its payment. Normally such contracts are very time-consuming and cost-intensive, but not by the Blockchain technology. So it was possible within 4 hours to make a transaction that would otherwise take weeks.

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Especially this slow settlement of the old technologies for trade finance make the 10 trillion market very attractive for this Technology. In addition to slow execution, reduced liquidity and high bureaucratic costs are a major factor that will drive Blockchain technology forward in this area. Money laundering September 2018 Calendar Australia also makes Blockchain a good tool to prevent money laundering. The completed contracts are completely transparent and the technology allows you to make the most accurate records of which transactions were made to which persons.

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So private solar systems could better aThis will make it easier to track energy, facilitate asset management, and grant certificates of origin more easily. This good regulation and transparent tracking should have a major influence on a successful change, especially in the energy transition. Another example would be electric cars, September 2018 Calendar Canada where, for example, the energy can be assigned individually to each car, no matter where they recharge their batteries, thus making billing easier.

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Blockchain Public sector data management by citizensBecause the system is secure and can not be modified, encrypted and encrypted but mobile, it can also be used in public areas to store data about people such as birth and death date, relationship status, current residence permit, health insurance number etc. Many administrations continue to rely on paper-based systems that are often vulnerable and also for the citizens impractical.

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This would allow changes to be made quickly and easily online without having to be present at an office.Identity ManagementWith a well-developed solution, Blockchain would also create a solution that could validate people’s identities. With enough data, it would even be possible to identify and verify the person with only the smallest information, such as a date of birth.

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As a result, passports, ID cards, driving licenses could be issued more easily, would be unbelievable and even impossible to lose. Choices A blockchain system would actually be what one would expect from a voting system. It is anonymizable, it can not change the past and is completely fail-safe and tamper-proof. This would make it possible to track one’s own voice, see if it was counted correctly and it is absolutely impossible for a voice to be modified or faked. September 2018 Calendar Canada Controlling With enough information in the blockchain, it would be relatively easy to calculate and calculate its taxes in the future pay.

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The system would be very simple, comprehensible and if, for example, automatically records the information of wages, expenses, etc. and thus could automatically deliver the taxes. This avoids human errors and massively reduces administrative costs. Data ManagementAs the technology encodes the data and duplicates and misentries are not a problem, it is also easy to manage the records and protect them from fraud. Cybersecurity Various Internet problems arise from fraud or hacking.

Printable September 2018 Calendar Canada PDF Download

NGOs and non-profit organizations Confidence in organizations is decreasing every year. Many negative headlines make many people believe that NGOs and non-profits are not managing the money properly, so donations are no longer made. With a blockchain system it would be possible to make the transactions traceable and one could follow exactly what the money was used for and where the money went.

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Compliance and Legislative ControlsWith “RegChain” the first project was launched in Ireland to facilitate reporting and transparency to design. This has led to better compliance, more transparency and more secure data storage. The same thing that can happen in public elections is also the case here. The system will make it relatively easy to exercise his voting rights as a shareholder. The blockchain generates an election token based on the shares owned and thus can be chosen transparently. Voting can be easily handled as well.

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The secure encryption and the fail-safe infrastructure can solve many problems, as well as increase the security for the users. Diplomas and certificates. As more and more falsifications of university certificates or diplomas are in circulation, one could also create an international standard here. Blockchain technology would allow universities, institutions or even public agencies to issue unalterable dimples and certificates that can easily be retrieved with a personal key. Worldwide availability without notarial authentication and without elaborate original shipping would be possible. MIT has started a first project on this.Big Data & Data StorageBecause the data is stored unchanged and every computer in the network works as a node for verification and storage, this technology also lends itself to safely store large amounts of data.Internet of Things (IoT) The security of data is also a big issue for the IoT theme.

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Since there is a lot of data that often gets personal information, the blockchain technology is a secure means of transmitting this data t IoT and Blockchain: Supply Chain Management – Sensors that monitor the condition and position of individual goods and containersMachines and equipment monitoring – Sensors and sensors can be used to monitor the activities and condition of machinery and equipment as an alternative to cloud technologiesHealthcare –

As discussed in the chapter As already mentioned earlier, intelligent sensors could record the biodata of humans and be transmitted and stored protected by the blockchain. These are just a few examples of the possibilities of blockchain and there are sure to be more in the coming months and years. September 2018 Calendar Canada large variety of possible Smart Contracts will help to make our data safer and above all fail-safe, which will have a major impact on many areas. About MTDNewsletterPartnerTeamContact # BethechangeEvents

 

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Protection against money laundering The encryption also makes Blockchain a good tool to prevent money laundering. The concluded contracts are completely transparent and September 2018 Calendar UK allows you to keep accurate records of which transactions were made to which people. Through the possible identification and verification of their own customers, it is thus possible to actively prevent money laundering.Audit and Regulatory ComplianceBy the secure and, above all, unmanipulatable nature of Blockchain, it is a useful tool to handle accounting. Since there is no possibility for errors, the integrity of the data and the traceability is given. Also special is the immutability of the technology.

September 2018 Calendar UK

Once a transaction has been made, it can not be changed, not even by the people who created those entries. Disadvantage of this use is of course that jobs like auditors can become superfluous. Insurance Blockchain and Smart Contracts are a big application example for insurers. Contracts and the settlement of claims can be regulated transparently. All contracts and all claims for damages would be managed by the network and filter out wrong claims for damages.

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For example, it would no longer be possible for a client to claim multiple damages in the same case. Blockchain Business Applications Real estate The average person sells a property up to 12 times in their lifetime. However, these large and expensive transactions can entail many risks and require very complex contracts to minimize these risks.

Printable September 2018 Calendar UK PDF Download

The blockchain technology would make it possible to stop fraudsters and also simplify sales transactions. Through encryption and verification, all contracts, smart contracts, would be more transparent and would only be executed if the property and purchase price are available. Artists, Media & Advertising Especially for musicians, writers and other artists, Blockchain could be very helpful. Pirated copies and the speed of Internet distribution make it harder and harder to earn money there.

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With the help of Blockchain technology, the content created could be distributed and paid for as soon as it is used. The advertising industry could thus easily offer advertisements and handle them via the block chain. Supply Chain Management Blockchain can play a major role in the future, especially for the supply chain.

Printable September 2018 Calendar UK PDF Download

Simple contracts and continuous tracking of goods are thus greatly simplified. Thus, goods in containers can be easily transferred to different parties, split up or redistributed. There September 2018 Calendar UK are already companies that use and develop this technology to simplify the supply chain and save large administrative costs on international shipments. (Examples are Faktom, Sukochain) Discover Counterfeits Because the data in a blockchain can not be changed, it can also be used to track individual products.

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For example, products or even medicines can be provided with a code. With this, the entire history of the product could be retrieved and, for example, you can uncover dangerous counterfeit medicines before you take these potentially dangerous drugs. MobilityBy the ability to share information and make property available to someone for a certain amount of time, Blockchain would also make our mobility change a lot. So it would be possible to use a car to pay for it directly and you could solve problems such as electric mobility through the use of intelligent contracts through the blockchain.

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Thus, the cost, ownership and use of everything could be distributed on the blockchain. Healthcare Because the blockchain can be set up so that only certain people have access to the data and yet you can use the worldwide network to store the data It is perfect for storing sensitive data. Thus, patient records, disease histories, reports and much more can be stored in the blockchain and only then unlocked for someone, if he is allowed to get this information. Currently, individual databases are created, so-called silos, which are mutually shielded and only forwarded on special request.

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This leads to inconsistent data and can also lead to problems in the treatment. Also, for example, it would be possible to connect special devices with his own patient profile and so create an interactive medical record. For example, blood glucose monitoring and insulin pump readings could be automatically September 2018 Calendar UK reconciled with the file and adjusted by the physician as needed.EnergySpecially in the complicated energy market, the transparency and traceability of Blockchain technology could make great progress.

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Network for Senior Citizens Internet Initiatives Baden- very broadly and we have brought together the most important possible applications from banking, business, government and other industrial sectors to give you an overview of what is possible with this technology. But why Blockchain? We have briefly listed the September 2018 Calendar USA 4 key benefits of Blockchain technology since many are listed below again Integrity of Data – Hashing in the blockchain makes it almost impossible to change data. Once it has been verified by consensus, the data is immutable and any attempt to change can be tracked. Reliability – Since the blockchain does not have a central failure point, it is almost impossible for it to fail.

September 2018 Calendar USA

This makes it easy to withstand external attacks, and disaster recovery is also easy as each system has a copy of the data. Speed ​​and Storage – The blockchain stores the data in the near real-time range. This allows current and fast exchange of large amounts of information. Analysis and Transparency – The unchangeable and traceable Bockchain system makes it possible to visualize transactions and their effects on the various contractors.

September 2018 Calendar USA

This helps with transparency and accurate analysis as this information can not be changed. For a brief introduction to the technology, please read the article about the Blockchain here. Blockchain application examples for banks and financial institutions International payments.

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As we mentioned above the cryptocurrencies like Bitcoin, Ethereum and Co., we start with the possibilities of blockchain in the financial world. Blockchain is a heavily encrypted database, split across thousands of servers, where each entry is verified and encrypted.

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One can imagine that the resulting consistency and transparency can lead to benefits when it comes to banking transactions. The encryption ensures that the data is secure and the mutual verification September 2018 Calendar USA makes it safe to the outside and inside to avoid mistakes.

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The point behind this is to use Blockchain to handle payments internationally, without a middleman like a bank, thereby reducing transaction costs while increasing the speed of transfers. Even banks themselves are currently in the process of using the blockchain to replace their manual international transactions with a simpler and more efficient system.

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Peer-to-peer (P2P) transactions There are various providers for direct transactions between individuals, whether it’s Twint, N26, Paypal or others does not matter. The aim is to enable the transfer of virtual money between individuals and businesses. Unfortunately, many of these systems have their weak points, there may be spatial restrictions or other limitations.

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Blockchain could be used to avoid the risk of hacking or international restrictions. capital markets The ability to handle capital markets using blockchain technology is also of interest to big banks such as Credit Suisse and Santander Bank. However, as the complexity of handling capital market transactions is much higher, much more time is needed for development.

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Start-ups like Axioni have already made great progress and have already received investments from JP Morgan. trade finance In 2016, the first live test of trade finance in Israel has already been carried out. A letter of credit was issued for a delivery and its payment. Normally such contracts are very time-consuming and cost-intensive, but not by the Blockchain technology. So it was possible within 4 hours to make a transaction that would otherwise take weeks.

Specifically, this slow processing of old trade financing technologies makes the $ 10 September 2018 Calendar USA market very attractive to this technology. In addition to the slow execution, reduced liquidity and high bureaucratic costs are a major factor that will greatly boost blockchain technology in this area.

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Today our everyday life is naturally shaped by digital media. Traveling with your smartphone on the road, reading the newspaper on the couch with a tablet or watching TV programs missed by the Smart TV in the media library of a broadcaster. These possibilities of digital media usage have long since arrived in the realities of people’s lives. September 2018 Calendar Excel The networking of entertainment technology is only one part of the digitization of everyday life.

New developments increasingly focus on the household and the equipment, which has hitherto acted individually. Specifically, this means that more and more everyday objects are networked with each other. So you can already control the smart heating via a small application on the smartphone, a so-called app. Also, windows can be opened and closed remotely.

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In the future, households in need of care will also increasingly be equipped with smart technical assistance systems. The goal here is to enable sick people to live independently in their own home for as long as possible using modern technologies.

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Digitization is the key to a connected future  One sees an analog and a digital SLR camera. The mainspring of the developments described is the constantly progressing digitization. To understand this term, it may be helpful to think of the following simplified scenario: There are many people in a room. Everyone speaks a different language and they do not understand each other. Everyone lives and works in front of them.

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Communication is when, then very difficult and with a lot of effort possible. Imagine that all people in this room speak the same language, and then suddenly people can exchange and communicate with each other more easily, discovering similarities and completing tasks together. If people were now technical devices, that would be digitization.

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Example networked entertainment technology The scenario of digitization just described can be well understood using today’s living room as an example. Just a few decades ago, the television, the radio, the record player or the slide projector were single, independently functioning devices. On the basis of progressive digitization, we are witnessing a convergence of these technologies today.

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Pictures taken with the digital camera can already be viewed on the Smart TV in the living room. Similarly, you can watch missed TV shows on online libraries on the laptop or via an Internet connection on the TV then, if you want it. Even large record collections or well-filled CD shelves are today often only for nostalgics of importance.

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Because music is increasingly played via mobile devices such as tablets and smartphones with the help of so-called streaming services directly over the Internet and transferred to the September 2018 Calendar Excel local system, because the music collection is now digital and therefore usually at any time and anywhere where there is Internet access there, available. If one summarizes this development, then one sees that different devices and media have learned through digitalization to “talk” to each other and to exchange ideas.

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More security through a networked home The digitization of various devices also forms the basis for the networking of the household, known as smart home. In addition to the control options described for the heating system, windows and shutters, the smart home also includes the option of monitoring the home with motion sensors and webcams. If a sensor registers a movement, although the owners should not be home, a warning SMS is sent.

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It is then possible to check via smartphone what is happening at home and detect possible break-ins. Another application is the verification of power consumption.  September 2018 Calendar Excel An app shows how much electricity is currently consumed in the household. So you can quickly see if you forgot to turn off the stove.

What initially sounds futuristic has long been reality. Even today, many electricity providers offer the option of controlling their own electricity consumption via the app. And in the future, the possibilities of a networked home will steadily increase.